Privacy policy.

Frontier Abstract & Research Services, Inc.

Privacy Policy Notice

Purpose Of This Notice

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Frontier Abstract & Research Services, Inc.

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you such as on applications or other forms and our

website.

• Information about your transactions we secure from our files, or from our

affiliates or others.

• Information we receive from consumer reporting agency.

• Information that we receive from others involved in your transaction, such as the

real estate agent or lender. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties as permitted by law for a variety of purposes including:

• To assist us in providing service and account maintenance.

• To help us design and improve products.

• To offer products and services that may be of interest to you.

We also may disclose this information about our customers or former customers

to the following types of nonaffiliated companies that perform marketing services

on our behalf or with whom we have joint marketing agreements:

• Financial services providers such as companies engaged in banking, consumer finance, securities and insurance.

• Non-financial companies such as envelope stuffers and other fulfillment

service providers.

• To third party service providers that perform services for us in the

processing or servicing of your transaction.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT LAW DOES NOT SPECIFICALLY PERMIT THIS.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.