Industry Update: FinCEN Residential Real Estate Reporting Rule

The legal battle surrounding FinCEN’s Residential Real Estate Reporting Rule (RRE Rule) continues to evolve.

Following the federal court’s decision vacating the rule earlier this year, the federal government has now formally filed its Notice of Appeal in the case of Flowers Title Companies, LLC v. Scott Bessent, et al.  The appeal was filed on May 11, 2026, in the US District Court for the Eastern District of Texas.

The RRE Rule was intended to establish new anti-money laundering reporting requirements for certain residential real estate transfers and had significant implications for title companies, settlement agents, and real estate professionals nationwide.

While the rule currently remains vacated pending appeal, this latest filing signals that the federal government intends to continue defending the regulation.

As this matter progresses through the appellate process, the real estate and title insurance industries will be watching closely for further guidance and potential impacts on future compliance obligations.

Frontier Abstract will continue monitoring developments and sharing updates as they become available.